Allianz Global Assistance has launched a COVID-19 Insurance and Assistance Plan, which provides up to $1,000,000 in coverage for emergency medical treatment related to COVID-19, along with additional value-added benefits.
The plan, announced on Thursday (Oct. 15), is offered through Allianz Global Assistance’s national distribution network of over 9,000 travel agency and insurance broker partners.
While Global Affairs’ Level 3 travel advisories remain in place, some Canadians may be required to travel abroad for work or family reasons.
The COVID-19 Insurance and Assistance Plan, which offers coverage for international destinations including the United States, aims to help limit the spread of the virus by providing financial protection and high-touch assistance services that will encourage travellers to seek medical treatment and follow quarantine protocols if they test positive for COVID-19 while abroad, the company said in a release.
“We encourage all Canadians to adhere to Government of Canada advisories and guidelines for international travel. We also recognize that some of our customers may have important reasons to travel in these uncertain times. For those individuals, we remain committed to helping protect their health and safety by ensuring our customers have access to coverage for emergency medical, quarantine and other costs related to COVID-19 while abroad,” stated Lucy Hathaway, chief sales officer of Allianz Global Assistance. “Our hope is to remove barriers that might otherwise lead a traveller to avoid seeking treatment, which will hopefully help to limit the spread of the virus at a destination while ensuring their health fully recovers before returning to Canada.”
The COVID-19 Insurance and Assistance Plan is available for purchase on a standalone basis and provides benefits for COVID-19 related treatment and expenses only, making it an ideal complement to Allianz Global Assistance’s standard Emergency Hospital Medical and All-Inclusive plans.
The coverage can also be purchased to supplement other standard out-of-country medical plans that may limit coverage for COVID-19.
High-level benefits of the COVID-19 Insurance and Assistance Plan include but are not limited to:
||Limits – in CAD$
|EMERGENCY MEDICAL TREATMENT: Medical expenses related to the treatment of COVID-19 after receiving a positive COVID-19 test result.
||Up to policy maximum of $1,000,000
|TRANSPORTATION: Expenses incurred for transportation to the nearest appropriate medical facility or to a Canadian hospital if an insured tests positive for COVID-19 while on their trip.
|RETURN OF TRAVEL COMPANION: If an insured is quarantined, hospitalized or repatriated, this benefit is for expenses to transport a travel companion and dependent children back to their home.
|QUARANTINE MEALS & ACCOMMODATION: Expenses if an insured is placed in individual quarantine during their trip due to a positive COVID-19 test result.
||Per person: $150 per day to a maximum of $2,100
|DENIED BOARDING: If on a return trip home, an insured is denied boarding due to a COVID-19 screening, this benefit is for unexpected expenses incurred as a result of the delay.
||Per person: $300
The plan does not have an age limit, and is available for trip durations up to the applicable provincial health insurance coverage out-of-country day limit.
No medical questionnaire is required to purchase the plan. However, customers who have previously tested positive for COVID-19 must receive a negative test result before their departure from Canada to be eligible for coverage.
Customers must also have shown no signs or symptoms of COVID-19 in the 14 days prior to their date of departure from Canada.
Existing partners with questions about the COVID-19 Insurance and Assistance Plan can contact their Business Development Manager for further details, while travel agents and brokers interested in learning more about partnering with Allianz Global Assistance can contact email@example.com.